Life Insurance
This is one of the most simple but yet a very important type of insurance. It provides your loved ones with a lump sum payment should you pass away, or are diagnosed with a terminal illness.
This lump sum will help your loved ones cover expenses such as mortgage debt, continued living costs and funeral costs to name a few!
MFS will help you determine what your family will need once your gone, giving you peace of mind you have looked after and made provision for your loved ones.
Trauma Insurance
Trauma insurance is designed to pay a lump sum to help ease the financial impact should you or one of your children face a serious illness or injury.
Trauma insurance can provide much needed financial support to cover things like alternative medical treatment, rehabilitation, cover day to day expenses, cover debts or substitute a lost income.
Trauma cover enables you and your family to recover and be together.
Total Permanent Disability Insurance
TPD insurance pays a lump sum payment if you were to become permanently disabled and unable to work as a result of an accident or illness.
The lump sum payment can assist with any mortgage costs, living expenses, medical expenses and also modifications to your home as you adapt to your new world.
Permanent disability might not only prevent you from working and earning, but most certainly increase your cost of maintaining a comfortable lifestyle for you and your family.
Income Protection
Your ability to earn an income is your biggest asset, if an illness or injury prevents you from working, you face peace of mind this insurance policy pays regular monthly payments to cover your monthly commitments, like household expenses and mortgage or rent payments. This gives you and your family peace of mind your salary/ income is insured.
Mortgage And Income Protection
Provides monthly payments to replace a portion of your income or your mortgage / rent should you suffer and illness or unjust and unable to work. You can insure either 45% of your income OR 115% of your mortgage / rent and has no Acc offsets. We will chose the right solution for you giving you and your family peace of mind
Specific Injury Cover
Accidents happen at any time and can easily impact your ability to do everyday tasks. Specific Injury cover provides extra financial help during recovery and fill in the financial gap that other insurance or ACC don’t cover.
Private Health Insurance
Relying on the public system for non urgent or non accidental conditions, can result in very long wait times and delayed treatment. Private health insurance takes care of the worry around unexpected medical bills and provides faster access to medical care so you can focus on getting the right treatment sooner.
Business Insurance
Key person Business life insurance is an easy and cost effective way to protect your business if you or a key pers dies or is diagnosed with a terminal illness.
It provides peace of mind that your business can continue to operate by providing a cash injection to continue operation, pay off debts, recruiting costs to replace the skill of a key person and it will execute the buy/ sell agreement.
Business Continuity Insurance
This insurance provides a monthly benefit for business owners trading more than 3 years, and designed to help meet the needs of business owners.
Business Start Up Income Protection
Insurance to protect you if you are unable to work due to illness or injury. This is designed for businesses that have been trading less than 3 years and provides a monthly payment and give you some protection while your business gets off the ground.
Travel Insurance
Health and travel insurance for visitors to New Zealand coming to work, study, live or parent booster visas. We offer plans designed to provide comprehensive cover for New Zealand bound international students, workers, non-NZ residents, visitors on working holiday visas, and seasonal workers.
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