{"id":143,"date":"2025-04-22T11:51:51","date_gmt":"2025-04-22T11:51:51","guid":{"rendered":"https:\/\/migrantfinancialservices.com\/?page_id=143"},"modified":"2025-10-06T04:42:50","modified_gmt":"2025-10-06T04:42:50","slug":"insurances","status":"publish","type":"page","link":"https:\/\/migrantfinancialservices.com\/index.php\/insurances\/","title":{"rendered":"Insurances"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"143\" class=\"elementor elementor-143\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-961b4b1 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"961b4b1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1c7fe2e\" data-id=\"1c7fe2e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2da2e94 elementor-widget elementor-widget-text-editor\" data-id=\"2da2e94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Life Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d65697c elementor-widget elementor-widget-text-editor\" data-id=\"d65697c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is one of the most simple but yet a very important type of insurance. It provides your loved ones with a lump sum payment should you pass away, or are diagnosed with a terminal illness.<\/p><p>This lump sum will help your loved ones cover expenses such as mortgage debt, continued living costs and funeral costs to name a few!<\/p><p>MFS will help you determine what your family will need once your gone, giving you peace of mind you have looked after and made provision for your loved ones.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4387437\" data-id=\"4387437\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2746236 elementor-widget elementor-widget-image\" data-id=\"2746236\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2034\" height=\"1928\" src=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE.png\" class=\"attachment-full size-full wp-image-294\" alt=\"\" srcset=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE.png 2034w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-300x284.png 300w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-1024x971.png 1024w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-768x728.png 768w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-1536x1456.png 1536w\" sizes=\"(max-width: 2034px) 100vw, 2034px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e1dea3 premium-floating-effects-yes elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-image\" data-id=\"6e1dea3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;premium_fe_scale_switcher&quot;:&quot;yes&quot;,&quot;_position&quot;:&quot;absolute&quot;,&quot;premium_fe_trigger&quot;:&quot;load&quot;,&quot;premium_fe_Xscale&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;from&quot;:1,&quot;to&quot;:1.2}},&quot;premium_fe_Yscale&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:{&quot;from&quot;:1,&quot;to&quot;:1.2}},&quot;premium_fe_scale_duration&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1000,&quot;sizes&quot;:[]},&quot;premium_fe_scale_delay&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;premium_fe_direction&quot;:&quot;alternate&quot;,&quot;premium_fe_loop&quot;:&quot;default&quot;,&quot;premium_fe_easing&quot;:&quot;easeInOutSine&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1062\" height=\"1065\" src=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON.png\" class=\"attachment-full size-full wp-image-288\" alt=\"\" srcset=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON.png 1062w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON-300x300.png 300w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON-1021x1024.png 1021w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON-150x150.png 150w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/04\/MFS-MIGRANT-FINANCIAL-SERVICES-INSURANCE-ICON-768x770.png 768w\" sizes=\"(max-width: 1062px) 100vw, 1062px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e6d1fa7 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"e6d1fa7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-24f8a05\" data-id=\"24f8a05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e5fb6b elementor-widget elementor-widget-text-editor\" data-id=\"9e5fb6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Trauma Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fea7808 elementor-widget elementor-widget-text-editor\" data-id=\"fea7808\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Trauma insurance is designed to pay a lump sum to help ease the financial impact should you or one of your children face a serious illness or injury.<\/p><p>Trauma insurance can provide much needed financial support to cover things like alternative medical treatment, rehabilitation, cover day to day expenses, cover debts or substitute a lost income.<\/p><p>Trauma cover enables you and your family to recover and be together.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732a2c2 elementor-widget elementor-widget-spacer\" data-id=\"732a2c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6158d3d\" data-id=\"6158d3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-587f489 elementor-widget elementor-widget-text-editor\" data-id=\"587f489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Total Permanent Disability Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa739b2 elementor-widget elementor-widget-text-editor\" data-id=\"aa739b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>TPD insurance pays a lump sum payment if you were to become permanently disabled and unable to work as a result of an accident or illness.<\/p><p>The lump sum payment can assist with any mortgage costs, living expenses, medical expenses and also modifications to your home as you adapt to your new world.<\/p><p>Permanent disability might not only prevent you from working and earning, but most certainly increase your cost of maintaining a comfortable lifestyle for you and your family.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f9c4d04 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"f9c4d04\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fdefa79\" data-id=\"fdefa79\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e1a14d elementor-widget elementor-widget-text-editor\" data-id=\"6e1a14d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Income Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cda7c2b elementor-widget elementor-widget-text-editor\" data-id=\"cda7c2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your ability to earn an income is your biggest asset, if an illness or injury prevents you from working, you face peace of mind this insurance policy pays regular monthly payments to cover your monthly commitments, like household expenses and mortgage or rent payments. This gives you and your family peace of mind your salary\/ income is insured.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b2910e0\" data-id=\"b2910e0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5143633 elementor-widget elementor-widget-text-editor\" data-id=\"5143633\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mortgage And Income Protection<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31391fa elementor-widget elementor-widget-text-editor\" data-id=\"31391fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Provides monthly payments to replace a portion of your income or your mortgage \/ rent should you suffer and illness or unjust and unable to work. You can insure either 45% of your income OR 115% of your mortgage \/ rent and has no Acc offsets. We will chose the right solution for you giving you and your family peace of mind<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c5f15b8 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"c5f15b8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-04ef01a\" data-id=\"04ef01a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bf91bef elementor-widget elementor-widget-text-editor\" data-id=\"bf91bef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Specific Injury Cover<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dc7c7cc elementor-widget elementor-widget-text-editor\" data-id=\"dc7c7cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Accidents happen at any time and can easily impact your ability to do everyday tasks. Specific Injury cover provides extra financial help during recovery and fill in the financial gap that other insurance or ACC don\u2019t cover.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c05ebd4\" data-id=\"c05ebd4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af4a5e2 elementor-widget elementor-widget-text-editor\" data-id=\"af4a5e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Private Health Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43987e5 elementor-widget elementor-widget-text-editor\" data-id=\"43987e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Relying on the public system for non urgent or non accidental conditions, can result in very long wait times and delayed treatment. Private health insurance takes care of the worry around unexpected medical bills and provides faster access to medical care so you can focus on getting the right treatment sooner.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f3d25f elementor-section-height-min-height elementor-section-items-top elementor-section-boxed elementor-section-height-default\" data-id=\"7f3d25f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f93a355\" data-id=\"f93a355\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1202f72 elementor-widget elementor-widget-text-editor\" data-id=\"1202f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business Life Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29c4498 elementor-widget elementor-widget-text-editor\" data-id=\"29c4498\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Are you self employed? Key person business life insurance is a cost effective way to protect your business in you or a key person dies or is diagnosed with a terminal illness. These policies are usually attached with your buy-sell agreement and provides peace of mind that your business can continue to operate.<\/p><p>This lump sum payment will help with thing like paying off business debts, recruitment costs to replace the skill of the key person.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f6d3619\" data-id=\"f6d3619\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-765dfd5 elementor-widget elementor-widget-text-editor\" data-id=\"765dfd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business Continuity Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46a87f8 elementor-widget elementor-widget-text-editor\" data-id=\"46a87f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As an established business that has been running for more than 3 years, you have a good understanding of your business costs.\u00a0 With this income protection, there are no ACC offsets, allowing you to claim both ACC and BCI in the event of an accident. You can choose your monthly payments to be based off either agree value, which is an agreed amount at time of application or indemnity which is based off your business revenue at claim time.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c4461d elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4c4461d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3b50240\" data-id=\"3b50240\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4efa5a elementor-widget elementor-widget-text-editor\" data-id=\"a4efa5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Business Start Up Income Protection<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e225b2f elementor-widget elementor-widget-text-editor\" data-id=\"e225b2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Congratulations on starting your business! In these early stages of any business, time off work can have such a big impact.\u00a0 This cover is designed for Business owners who have been trading for less than 3 years, providing income protection as an essential safety net to protect you if your unable to work due to illness or injury.\u00a0 Once you have been operating for more than 3 years, you can move to the more comprehensive Business Continuity Insurance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ee9da55 elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"ee9da55\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b9e6d24 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"b9e6d24\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-custom\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ae91e85\" data-id=\"ae91e85\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fe7c0b elementor-widget elementor-widget-text-editor\" data-id=\"4fe7c0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Travel Insurance<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32ac0ba elementor-widget elementor-widget-text-editor\" data-id=\"32ac0ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Health and travel insurance for visitors to New Zealand coming to work, study, live or parent booster visas.\u00a0 <\/strong>We offer plans designed to provide comprehensive cover for New Zealand bound international students, workers, non-NZ residents, visitors on working holiday visas, and seasonal workers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8adbf9e elementor-hidden-tablet\" data-id=\"8adbf9e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a557b6 elementor-widget elementor-widget-image\" data-id=\"8a557b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/quoting.orbitprotect.com\/experience-nz?referrer=6399\" target=\"_blank\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1615\" height=\"1003\" src=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE.png\" class=\"attachment-full size-full wp-image-775\" alt=\"\" srcset=\"https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE.png 1615w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE-300x186.png 300w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE-1024x636.png 1024w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE-768x477.png 768w, https:\/\/migrantfinancialservices.com\/wp-content\/uploads\/2025\/09\/MFS-MIGRANT-FINANCIAL-SERVICES-TRAVEL-INSURACE-1536x954.png 1536w\" sizes=\"(max-width: 1615px) 100vw, 1615px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-641d960 e-con-full e-flex e-con e-parent\" data-id=\"641d960\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-817dda6 e-con-full e-flex e-con e-child\" data-id=\"817dda6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a06909 elementor-widget elementor-widget-text-editor\" data-id=\"1a06909\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Get In Touch<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7800de6 e-con-full e-flex e-con e-parent\" data-id=\"7800de6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-099a4f7 e-con-full e-flex e-con e-child\" data-id=\"099a4f7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f552fec elementor-widget elementor-widget-wpforms\" data-id=\"f552fec\" data-element_type=\"widget\" data-e-type=\"widget\" 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class=\"wpforms-field wpforms-field-email\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-238-field_3\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-238-field_3\" class=\"wpforms-field-medium wpforms-field-required\" name=\"wpforms[fields][3]\" spellcheck=\"false\" aria-errormessage=\"wpforms-238-field_3-error\" required><\/div><div id=\"wpforms-238-field_4-container\" class=\"wpforms-field wpforms-field-select wpforms-field-select-style-classic\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-238-field_4\">I&#039;m interested in:<\/label><select id=\"wpforms-238-field_4\" class=\"wpforms-field-medium\" name=\"wpforms[fields][4]\"><option value=\"Life Insurance\"  class=\"choice-1 depth-1\"  >Life Insurance<\/option><option value=\"Trauma Insurance\"  class=\"choice-2 depth-1\"  >Trauma Insurance<\/option><option value=\"Total Permanent Disability Insurance\"  class=\"choice-3 depth-1\"  >Total Permanent Disability Insurance<\/option><option value=\"Income Protection\"  class=\"choice-5 depth-1\"  >Income Protection<\/option><option value=\"Mortgage And Income Protection\"  class=\"choice-6 depth-1\"  >Mortgage And Income Protection<\/option><option value=\"Specific Injury Cover\"  class=\"choice-7 depth-1\"  >Specific Injury Cover<\/option><option value=\"Private Health Insurance\"  class=\"choice-8 depth-1\"  >Private Health Insurance<\/option><option value=\"Business Insurance\"  class=\"choice-9 depth-1\"  >Business Insurance<\/option><option value=\"Business Continuity Insurance\"  class=\"choice-10 depth-1\"  >Business Continuity Insurance<\/option><option value=\"Business Start Up Income Protection\"  class=\"choice-11 depth-1\"  >Business Start Up Income Protection<\/option><option value=\"More Than One\"  class=\"choice-12 depth-1\"  >More Than One<\/option><\/select><\/div><div id=\"wpforms-238-field_6-container\" 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It provides your loved ones with a lump sum payment should you pass away, or are diagnosed with a terminal illness. This lump sum will help your loved ones cover expenses such as mortgage debt, continued living costs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-143","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/pages\/143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/comments?post=143"}],"version-history":[{"count":68,"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/pages\/143\/revisions"}],"predecessor-version":[{"id":861,"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/pages\/143\/revisions\/861"}],"wp:attachment":[{"href":"https:\/\/migrantfinancialservices.com\/index.php\/wp-json\/wp\/v2\/media?parent=143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}